Disclaimer

Last Updated: July 15, 2026

The information provided on the Orient Finserv website, platform, mobile application, advertisements, social media pages, emails, messages, and other communication channels is intended for general informational purposes only.

By accessing or using our website or services, you acknowledge and agree to the terms stated in this Disclaimer.

1. Role of Orient Finserv

Orient Finserv operates as a financial-services facilitator and assists users in understanding, submitting, and processing their loan or financial-service requirements.

Unless specifically stated otherwise, Orient Finserv is not a bank, Non-Banking Financial Company (NBFC), credit bureau, investment adviser, or government authority.

Orient Finserv does not directly sanction, approve, disburse, or reject loans. Final decisions are made solely by the respective bank, NBFC, financial institution, or lending partner.

2. No Guarantee of Loan Approval

Submitting an application, enquiry, document, or loan requirement through Orient Finserv does not guarantee:

Approval of a loan or financial product
A particular loan amount
A specific interest rate
A fixed repayment period
Waiver of processing fees
Disbursement within a particular time
Acceptance by any bank, NBFC, or financial institution

Loan approval depends on the applicant’s eligibility, credit profile, income, repayment capacity, documentation, internal lender policies, risk assessment, and applicable laws.

3. Loan Terms and Charges

Interest rates, processing fees, insurance charges, documentation charges, penalties, repayment schedules, foreclosure charges, and other terms are determined by the respective lender.

Users must carefully review the loan agreement, Key Fact Statement, sanction letter, repayment schedule, and all applicable terms before accepting any financial product.

Orient Finserv is not responsible for any change in the terms, charges, eligibility criteria, or policies introduced by a lender.

4. Information Accuracy

Orient Finserv makes reasonable efforts to keep the information available on its platform accurate and updated. However, we do not guarantee that all information will always be complete, current, error-free, or suitable for every user.

Financial-product details may change without prior notice based on lender policies, market conditions, regulatory requirements, or business decisions.

Users should independently verify all important information directly with the relevant lender before making a financial decision.

5. User Responsibility

Users are responsible for ensuring that all information and documents submitted to Orient Finserv are true, complete, valid, and accurate.

Providing false, misleading, incomplete, expired, altered, or fraudulent information may result in:

Rejection of the application
Suspension of services
Reporting to the relevant institution or authority
Civil or criminal action where applicable

Orient Finserv will not be responsible for losses caused by inaccurate information provided by the user.

6. No Financial, Legal or Tax Advice

Information available through Orient Finserv does not constitute personalised financial, investment, legal, accounting, or tax advice.

Users should consult an appropriately qualified professional before making decisions that may affect their finances, business, taxation, or legal rights.

7. Third-Party Products and Services

Our website may contain information, links, offers, tools, or services provided by banks, NBFCs, financial institutions, credit bureaus, insurers, technology providers, or other third parties.

Orient Finserv does not control and is not responsible for:

Third-party websites or applications
Their terms and conditions
Their privacy or security practices
Their service quality or availability
Decisions made by third-party lenders
Losses caused by third-party products or services

Accessing a third-party website or accepting a third-party product is done at the user’s own discretion.

8. No Endorsement or Regulatory Approval Claim

The display of a bank, NBFC, lender, insurer, partner, service provider, logo, trademark, or product on our platform does not automatically imply ownership, endorsement, sponsorship, partnership, or regulatory approval unless expressly stated.

Users should independently confirm the identity and regulatory status of any financial institution before entering into a transaction.

9. Fraud and Payment Warning

Orient Finserv does not guarantee loan approval in exchange for advance payments.

Users should not share OTPs, PINs, passwords, CVV numbers, internet-banking credentials, or other confidential account information with any person claiming to represent Orient Finserv.

Any payment should be made only after verifying:

The purpose of the payment
The authorised recipient
The official payment channel
The applicable invoice or receipt

Orient Finserv will not be responsible for payments made to unauthorised persons, fake accounts, fraudulent websites, or unofficial payment channels.

10. Website Availability and Security

We make reasonable efforts to keep our website and services secure and accessible. However, we do not guarantee uninterrupted, error-free, virus-free, or completely secure access.

Services may be temporarily unavailable due to:

Technical issues
Server maintenance
Internet failures
Cyber incidents
Third-party service interruptions
Events beyond our reasonable control

Users are responsible for maintaining appropriate security measures on their own devices and accounts.

11. Limitation of Liability

To the maximum extent permitted under applicable law, Orient Finserv, its directors, employees, representatives, partners, and service providers will not be liable for any direct, indirect, incidental, consequential, financial, or business loss arising from:

Use or inability to use the platform
Rejection or delay of a loan application
Reliance on website information
Actions or decisions of lenders or third parties
Incorrect information submitted by a user
Unauthorised access or fraudulent communication
Changes in loan terms or lender policies

Nothing in this Disclaimer excludes any liability that cannot legally be excluded under applicable law.

12. Intellectual Property

Unless otherwise stated, the website content, branding, text, graphics, layouts, designs, icons, and other materials belong to Orient Finserv or are used with appropriate permission.

No content may be copied, reproduced, modified, distributed, or commercially used without prior written permission.

13. Changes to This Disclaimer

Orient Finserv may update this Disclaimer to reflect changes in its services, business practices, lender arrangements, technology, or applicable laws.

The updated version will become effective when published on the website. Users are advised to review this page periodically.

14. Governing Law and Jurisdiction

This Disclaimer will be governed by the laws of India.

Any dispute arising from the use of the website or services will be subject to the jurisdiction of the competent courts located in [City, State], unless applicable law requires otherwise.

15. Contact Us

For questions or concerns regarding this Disclaimer, please contact:

Orient Finserv

Email: info.orientfinserv@gmail.com
Phone:+91 7898961040
Registered Address: A-902, Ganesh Glory 11, Jagatpur, Off S.G. Highway, Ahmedabad, Gujarat – 382470
Website: https://orientfinservindia.com/